Management Team
Our Team
  • Marc Biron

    Marc founded HDC in 2015 and prior to that he was a risk management and portfolio management executive for over 13 years at a major super-regional bank. He has successfully attracted and hired a team of very senior financial services executives, working with industry leaders has driven development of an innovative disruptive home diversification product, raised initial seed capital and has successfully applied for proprietary US and international property protection. He has an MBA from the University of New Hampshire and a BS Biology degree from Tufts University. He also holds the Chartered Financial Analyst designation.
  • Monir Mamoun

    Monir has been a technology industry professional for over 30 years since selling his first program at age 12. He has worked in or with more than 20 startups and is an expert in development of both rapid startup-style MVP (minimum viable product) launches as well as scalable growth-stage technology infrastructures. Monir’s extensive startup and fin-tech experience will be fully leveraged in his role as CTO, responsible for developing the Company's customer-facing and internal technical services, as well as overall systems development, and corporate operating processes.  Monir earned MA Economics, BA Economics and BA International Studies degrees from Yale University and a programming degree from the UCSC system.
  • John Cyr

    John joined HDC in late-2018 following a 30 plus year career in commercial banking Risk Management. John held the numerous leadership positions ranging from SVP of Credit Policy to COO for Wholesale Credit Risk of a $150BN bank. He has extensive experience in Regulatory Risk, Credit Risk, Policy Governance, Investor Relations and Credit Management. Highlights of John’s Operational experience include oversight of all wholesale credit operations (staff of over 70) and development/build-out of a centralized business banking credit and portfolio management function. Hands-on Risk Management accomplishments include drafting mission critical risk control documentation and building out procedures to take a company public as it separated from its foreign parent. He has BS in Computer Science from Florida State University, School of Mathematics.
  • Michael Fadil

    Michael has more than 30 years of experience in the financial services industry. After starting with Chubb Securities in 1987, he spent most of his career at Fleet Bank in Providence RI, starting in 1989 before leaving after the Bank of America merger in 2005 when he ran the Credit Analytics Group. From 2006 – 2013 he was Director of SunTrust’s Risk Analytics Group and was Sr. Director for stress testing business development at Moody’s Analytics in 2013 – 2104 before returning to Providence as EVP at Citizens Bank to run the bank’s Risk Architecture Group. Michael graduated from Dartmouth College in 1985 where he studied Economics and Earth Science and has an MBA from NYU’s Stern School of Business.
  • Wally Dwyer
    Wally is an investor in HDC and currently serves as President of Main Street Bank, a mutual savings bank with roughly $1 billion in assets. Wally received his BA in Economics from UNH, an MBA with a concentration in Finance from New Hampshire College, and is a graduate of the American Bankers Association Stonier Graduate School of Banking.
  • John Osland
    Founder of Gravity Investment, John is a seasoned advisor to startups and has led multiple business divisions from early stage to $100M+ revenue operations. Co-led full spectrum corporate development in raising $100M in growth capital for emerging technology companies. Co-Founder & Active Board Member / Patented Portfolio Diversification FinTech Past Decade / Former Chairman and CEO. He has an MBA in Finance from a Top 20 program and a BA in Economics, cum laude, with departmental distinction in Economics and Accounting.
  • Dr. Leonard (Len) Mills
    Has more than 30 years of experience as an investment manager. Past employment includes positions at the Federal Reserve, Fannie Mae, Wells Fargo, privately held funds, and as a adjunct professor. Len holds a B.S. in Mathematics,, a Ph.D. in Economics, is a Chartered Financial Analyst (CFA) and holds the Certificate in Quantitative Finance (CQF).

    Len spent over 15 years as Head of Portfolio Analytics and Research for Fannie Mae’s direct portfolio which peaked at over $1.5 trillion in assets under management. Len and his team of 150 quantitative analysts were responsible for all of the proprietary analytics and research underlying all asset selections and portfolio management strategies for the entire portfolio. After leaving Fannie in 2005, he was a Principal in Unison Investment Management that managed two funds: a private real estate equity fund and a leveraged interest rate derivatives fund. In 2010, he joined Wells Fargo’s Corporate Risk group as a Head of Model Validation.

    Len started his own registered investment advisory business, PI Analytics Investment Adviser, in 2016. PI Analytics specializes in investing in alternative, hard-to-value assets that require expert knowledge to manage. PI Analytics’ current assets under management include real estate, credit-sensitive loans, and option-trading accounts. At this same time, Len founded Verte Capital, a venture capital fund focused on the cannabis industry and related technologies.
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