Your home value

Zestimate

Forecast DATA

Today's date
Forecast end date
Current Zestimate
Mortgage Balance
P&I pmt
Interest rate
Annual expected appreciation
Avg Zip monthly SD*
Avg National monthly SD*
SD's*
Your current Home Equity
(*SD=Standard Deviation)
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Local
Expected Low
National
Expected Low
Difference (National v. Local)
By swapping a local index to a national index downside risk is reduced by a potential loss by $31,024 in this theoretical example.

NPV DATA

Average term (yrs)
Proxy for risk free
Expected discount rate
Resulting risk premium
Risk reduction local to US
Adjusted risk premium
Adjusted discount rate
Average initial home value
Upfront fee
Annual fee
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FV 15 yrs
PV at adj discount rate
PV at orig discount rate
NPV with Swap
NPV of fees
Net NPV