Who We Are
Home Diversification Corp. is the inventor of the Home Diversification Agreement – the most important financial innovation since securitization.
We have assembled a highly talented and experienced management team to deliver on the disruptive new field of Home Diversification and have general concept support from leading academic experts and economists, including a Nobel Laureate.
Our product, the Home Diversification Agreement, allows homeowners to nationally diversify the value risk on their homes – typically their single largest investment.
This astounding diversification benefit, termed “the only free lunch in Economics” – reduces the risk to their home equity by as much as 40%, and similarly reduces foreclosure risk. We believe this reduction in risk might eventually result in reduced interest rates for the homeowner.
We believe creditors will potentially obtain up to a 70% reduction in credit losses. Some of the largest have expressed an interest in introducing this innovation.
Overall, nearly 62% of surveyed homeowners are interested in this product.